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Channel your inner Vogue and Confidence!

What You Should Know About Filing a Personal Injury Claim

The National Safety Council estimated unintentional injuries in the US to cost $1,283.5 billion. Every year, there are approximately 400,000 personal injury claims filed, and more than 31 million people are injured annually, requiring medical treatment. 

According to a road design accident lawyer, defective and negligent road design could also lead to traffic accidents and personal injuries. Some common hazards that injury attorneys may handle are loose or worn-out asphalt, road signs that are poorly positioned, sudden drops on roadside shoulders, steep curves, low visibility at crossroads, and intersections with faulty traffic control.

In this article, we will look into the important factors to consider so you can fight for your rights and your personal injury claim. 

Understanding the Basics of Personal Injury Claims

An injury caused by negligence can give you the right to file a personal injury claim. You need to prove liability for an injury, you must show that the other party acted either negligently or intentionally to cause that harm. 

Orange County personal injury attorney says that personal injury cases can include serious bodily injury, spinal injury, traumatic brain injury, and wrongful death. 

  • You can claim damages for medical expenses, wage loss, and physical and psychological pain and suffering.
  • You also need to learn about the statute of limitations, which specifies the duration you can file for the claim.
  • Seek the knowledge and guidance of a personal injury lawyer who will be a huge help in dealing with your case.

Gathering Evidence to Support Your Claim

  • Collect all documents related to your case, including medical records, police reports, photographs of the accident scene, etc., which show what took place and your injuries.
  • Gather witness statements, whose testimony can back up your claim. You may also obtain video footage if any nearby cameras recorded the incident.
  • Maintain an account of expenses, including those items for medical bills and lost wages, as these will back up your claim for damages.

Dealing with the Insurance Claims Process

Contact your insurance company right away. Reports of accidents must be filed with the insurer. Provide the exact details of what happened with all evidence you have collected. Explain the seriousness of your injuries and that they affect your daily life.

Keep an accurate record of everything, including dates, names of persons, and past conversations between yourself and the insurance company.

Seek regular updates on the status of your claim. If there is anything unclear, don’t hesitate to clarify. 

Consult a lawyer who is specialized in personal injury law when your claim has been denied right away. They will handle your case and will help you seek justice and get the compensation you deserve. 

Knowing the Deadlines: Statute of Limitations

It is important to be mindful of the deadlines associated with your personal injury claims because missing the statutory deadlines can seriously forfeit your case. Stay updated with your local news as each state has different laws and regulations on filing deadlines. 

Keep in mind that deadlines also vary. For example, the payout in death and personal injuries under wrongful death claims due to road accidents might be higher than similar claims caused by medical negligence.

Secure a record of all relevant information, especially the dates and circumstances regarding the incident. Maintain an organized filing of all your documents so you won’t struggle in finding them. 

When to Consider Hiring a Personal Injury Attorney

You might feel unsettled and lost when came face to face with all the medical costs and legal issues you need to deal with alone after sustaining personal injuries. Having a personal injury lawyer by your side can alleviate the burden and stress of facing all of that alone.

Legal professionals have expertise in the art of negotiations. They will make sure that you are not getting the shorter end of the deal. They are also trained in countering if the other party is disputing liability. 

Consult a lawyer if the insurance company offers you a lower settlement than what you deserve. 

Take immediate action to protect your rights. Understanding the law can empower you to stand up for what you deserve.